About ChemPlan

Specialized Insurance Programs for Chemical Distributors and Manufacturers.

Company Info

Why ChemPlan

ChemPlan has been a leading provider of specialized insurance programs for chemical distributors and manufacturers since 1984. The commitment to quality and technical expertise of the ChemPlan team is second to none. We are proud of the fact that our singular focus and long-term involvement with this unique market has earned us a reputation for exceptional customer service and innovative insurance products in an industry other insurers simply don’t understand.

WARNING: You May Not Have Coverage For Damages Caused by Chemicals!

The catalyst for ChemPlan’s Chemical Insurance Program was the sudden abandonment of the chemical industry by the standard insurance market in the early 1980’s. At that time, most insurance companies ceased to offer liability coverage to chemical companies due to their lack of chemical knowledge and concerns over pollution and toxic-tort liability. The remaining group of insurers would only provide coverage which included an Absolute Pollution Exclusion. This exclusion, defining chemicals as pollutants, can still be found in most modern-day chemical company liability policies.

Replacing the term “pollutants” with “chemicals”, a typical exclusion reads:

“Coverage is excluded for Bodily Injury, Property Damage or Clean Up due to the discharge, dispersal, seepage, migration, release or escape of Chemicals.”

Keeping you current on critical changes is one of the many benefits of working with a specialized insurance ally like ChemPlan – a benefit that could save your company from a devastating financial loss.

Highly Concentrated Customized Chemical Liability Protection

In contrast to the exclusionary position of most insurance companies, the ChemPlan Program is designed to provide the strongest possible financial protection for the types of exposures and accidents which are unique to the chemical industry.

Building on ChemPlan’s highly concentrated loss control, claims management and underwriting expertise, we look forward to partnering with you to create a comprehensive program of maximum safety and financial protection. This program is custom-tailored to your company, your employees, your community and most importantly, your industry.

The Industrial Strength ChemPlan Program

  • General Liability including
  • Products/Pollution
  • Automobile including Pollution Liability
  • Chemical Umbrella Liability
  • Chemical Facility Pollution Legal Liability

To learn more about how ChemPlan can create a comprehensive chemical insurance program that is customized to your specific needs and risk, have your agent and/or broker call us today.

APPLICATION PROCESS

As a managing underwriter, ChemPlan is not licensed to deal directly with prospective chemical company customers. Please discuss your interest with your local independent insurance agent. Your agent can then contact ChemPlan.

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©2025 CRC Insurance Services, LLC d/b/a American Team Managers Insurance Services CA Lic No 778135. No claim to any government works or material copyrighted by third parties. Nothing on this communication constitutes an offer, inducement, or contract of insurance. Financial strength and size ratings can change and should be reevaluated before coverage is bound. This material is intended for licensed insurance agency use only. This is not intended for business owner or insured use. If you are not a licensed agent please disregard this communication, CRC supports a diverse workforce and is an Equal Opportunity Employer who does not discriminate against individuals based on their race, gender, color, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Drug Free Workplace.

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